Your Credit Union loan starts here

One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members. Apply today!

Standard Loan

Fair, affordable and from a source you can trust. For whatever your need, find out more about a Standard Loan from Ballynahinch Credit Union.

Secured Loan

Do you have savings with us at Ballynahinch Credit Union? Why not secure your loan against them and take advantage of our Secured Loan with our lower interest rates.

High Value Loan

Flexible repayments, no hidden fees and an extremely competive rate. Borrow up to £40,000 from Ballynahinch Credit Union with our High Value Loan!

Borrowing with us

  • Personalised Service
  • Lower Rates on Loans
  • Competitive Rates on Savings
  • Savings Protection
  • Free Life Insurance
  • Online Services

Benefits Of Loans With Us

  • Apply Online
  • No Hidden Fees
  • No Penalties For Early Repayment
  • Competitive Interest Rates
  • Flexibility To Increase Payments
  • Free Loan Protection Insurance

What we require from you



3 months bank statements (most recent)
Credit card statement (if applicable)
Mortgage statement (if applicable)


Proof of Income

Employed - 2 recent pay-slips
Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
Social Welfare – 2 recent payment receipts
Retired – Proof of all pensions



Photo ID - Passport, Driving Licence, Student Card
Proof of Address - Current utility bill or bank statement (within 3 months)
Proof of Address - Government issued documentation relating to tax or benefits (within 3 months)