Loans

Your Credit Union loan starts here

One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members. Apply today!

Standard Loan

Fair, affordable and from a source you can trust. For whatever your need, find out more about a Standard Loan from Ballynahinch Credit Union.

Secured Loan

Do you have savings with us at Ballynahinch Credit Union? Why not secure your loan against them and take advantage of our Secured Loan with our lower interest rates.

Home Improvement

Home Improvement Loans are available at 7% from £10k with flexible repayments and no hidden fees (Quotation required).

Green Loan

Going Green? Green loans are available at 8.5% from £7.5k with flexible repayments and no hidden fees (Quotation required).

Car Loan

We're here to get you on the road! Car loans at 9% from £10k with flexible repayments and no hidden fees.

Borrowing with us

  • Personalised Service
  • Lower Rates on Loans
  • Competitive Rates on Savings
  • Savings Protection
  • Free Life Insurance
  • Online Services

Benefits Of Loans With Us

  • Apply Online
  • No Hidden Fees
  • No Penalties For Early Repayment
  • Competitive Interest Rates
  • Flexibility To Increase Payments
  • Free Loan Protection Insurance

What we require from you

1

Outgoings

3 months bank statements (most recent)
Credit card statement (if applicable)
Mortgage statement (if applicable)

2

Proof of Income

Employed - 2 recent pay-slips
Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
Social Welfare – 2 recent payment receipts
Retired – Proof of all pensions

3

Identification

Photo ID - Passport, Driving Licence, Student Card
Proof of Address - Current utility bill or bank statement (within 3 months)
Proof of Address - Government issued documentation relating to tax or benefits (within 3 months)